@book{14447,
	author = {Beard, R. E. and Others and Pentikainen, T. ; jt. auth.},
	title = {Risk theory; the stochastic basis of insurance},
	publisher = {Chapman & Hall/CRC Press},
	year = {1969},
	series = {Monographs on Applied Probability and Statistics},
	address = {London},
	edition = {2nd.}
}