00325nam a2200121Ia 4500082001900000100001700019245007200036260000900108300001400117490003700131490003000168500000500198  a339.43 An552b  aAndo, Albert  aLife cycle hypothesis of saving; aggregate implications and testsb  c1963  app. 55-84  vv. 53, no. 1, part 1, March 1963  aAmerican Economic Review   a